Money exchange in Manaus is one of the main concerns for international tourists visiting the capital of the Amazon region. Knowing where to exchange currency safely, with competitive rates and convenience, makes all the difference for a smooth travel experience.
Brasil ATM, a travel portal endorsed by the global ATM24h network — specialized in ATMs for foreign visitors — has prepared this guide with the best tips for anyone looking to exchange money in Manaus safely and efficiently.
Keep reading and find out more.
In this guide, you’ll learn:
- Where to exchange money in Manaus
- Precautions when exchanging money in Manaus
- Conclusion: how to exchange money in Manaus safely and economically
- Where to withdraw money from ATM24h machines in Brazil
- Frequently Asked Questions (FAQ)
Where to exchange money in Manaus in 2025 – Best places and updated rates
Manaus has good exchange options, especially for those who plan ahead. The main places are physical exchange houses, shopping malls, banks, and the airport – although the airport has high fees.
Best places for money exchange in Manaus
| Location | Type | Accepted Currencies | Exchange Rate | Opening Hours |
| ATM 24h | ATM | Withdraw in BRL from your account | One of the best | hours |
| Confidence – Manauara Mall | Exchange House | USD, EUR, GBP | Good for emergencies | Mon-Sat, 10am–9pm |
| Cotação – Rua Guilherme Moreira | Exchange House | USD, EUR, ARS | One of the best rates | Mon-Fri, 9am–5pm |
| Banco do Brasil (clients only) | Authorized Bank | USD, EUR | Less advantageous | Mon-Fri, bank hours |
| Eduardo Gomes Airport | Airport | USD, EUR | Extremely high | 24 hours |
The best rates are found at ATM24h machines, followed by downtown Manaus. The airport should only be used as a last resort due to high rates.
How much does it cost to exchange money in Manaus?
Besides the exchange rate itself, you should consider the IOF tax (Financial Operations Tax):
- Cash: 1.1% IOF
- Prepaid card or international credit card: 3.5% IOF
- International transfers (remittance): 0.38% IOF
Exchanging larger amounts helps dilute the cost of the spread (the difference between the buy and sell rates).
The IOF (Financial Operations Tax) for cash money exchange is 1.1%. Rates in the city center are, on average, 7% to 10% cheaper than at the airport. Using platforms like Wise or Remessa Online can lead to even greater savings.
According to simulations, exchanging €500 in downtown Manaus resulted in savings of approximately R$200 compared to the rates charged at Eduardo Gomes Airport, based on data collected directly from local money exchange offices.
Is it worth exchanging money at Manaus Airport?
Airport exchange houses are open 24/7, but they charge extremely high fees. For small amounts in emergencies, they’re acceptable – otherwise, avoid.
Real Simulation – R$ per USD 1 (May/2025):
| Location | Rate | Value for USD 100 |
| Airport | 5.95 | R$ 595.00 |
| Downtown | 5.55 | R$ 555.00 |
| Wise | 5.49 | R$ 549.00 + service fee |
Not worth it unless it’s an emergency. Airport rates are about 10% higher than downtown exchange houses or digital transfers.
How to get the best exchange rate?
To get the best exchange rate, compare rates online, negotiate in person. Avoid weekends and also consider digital transfers (like Wise). ATM24h machines are great options for quick withdrawals and work around the clock.
- Use online comparison tools
Websites like MelhorCâmbio, a widely used platform in Brazil for comparing exchange rates, and Câmbio Store, known for its network of partners across the country, offer real-time updated quotes.
- Negotiate at physical exchange offices
Not everyone knows this, but it’s possible to negotiate the rate, especially if you’re exchanging more than R$2,000. Ask directly if they offer a discount for cash payments.
- Avoid exchanging money on weekends
Rates usually get worse. In some cases, the difference between Saturday and Monday can be up to 3%.
- Consider digital exchange platforms
Wise (formerly TransferWise) was one of the best options I used. I simulated a transfer of euros from my account in Europe and received Brazilian reais with a rate almost 10% lower than at physical exchange offices.
- Withdraw directly from ATM24h machines
This is one of the most convenient options if you’re already in the city. You withdraw money directly from your account — whether in Brazil or abroad — and the amount is automatically converted to reais at the current day’s rate, plus any fees from your bank.
It’s ideal for emergencies or for those who prefer not to carry large amounts of cash. In Manaus, there are ATM24h machines in malls, the airport, and hotels.
Money exchange: Digital or physical – What’s better in 2025?
| Criteria | Digital (Wise, Remessa Online) | Physical (Exchange Houses, Banks) |
| Convenience | High – all via app | Medium – requires physical visit |
| Exchange Rate | Generally better | Variable |
| Time to Process | 1–2 business days | Immediate |
| Security | High (regulated platforms) | Medium (carrying cash) |
| Best for | Account transfers | Cash needs, emergencies |
Digital exchange usually offers better rates, convenience, and security. Physical exchange is ideal if you need cash immediately or for emergencies.
How much cash to bring?
If you are a foreigner and will spend a few days in Manaus, carry about R$150 to R$250 per day in cash. Use cards or apps for the rest.
If you are going to the Amazon, bring larger amounts, as not all places accept cards. Avoid very large bills — smaller shops, for example, do not exchange R$200 notes.
Which currencies are accepted in Manaus?
- US Dollar (USD)
- Euro (EUR)
- British Pound (GBP)
- Argentine Peso (ARS) – limited acceptance
Swiss Franc (CHF), Canadian Dollar (CAD), and other less common currencies are accepted in few places and usually with bad rates.
Precautions when exchanging money in Manaus
- Avoid informal money changers, even if they promise better rates. Besides being illegal, there are frequent reports of scams, such as counterfeit money or withdrawn bills. Always choose institutions authorized by the Central Bank.
- Make sure the exchange office is authorized by the Central Bank. This ensures the legality of the transaction.
- Request a receipt for the transaction. It may be required during inspections or if a refund is necessary.
- Exchange only what you need if you plan to continue traveling within Brazil. In other capitals, the rates might be more favorable.
Avoid money changers and always check if the exchange office is authorized by the Central Bank. Ask for receipts and beware of offers that are way below market rates — they could be scams.
Useful apps to compare rates and transfer money
- Wise: best cost-benefit for international transfers
- MelhorCâmbio: ideal for comparing local exchange rates
- Western Union: useful for cash pickups
- Remessa Online: good option for larger remittances
Conclusion: How to exchange money in Manaus safely and economically
To save money on money exchange in Manaus: avoid the airport, plan ahead, use platforms like Wise, and always check rates in downtown exchange houses.
If you’re going to visit Manaus, exchange part of your money in advance and avoid the airport. Use comparison tools, explore downtown, and consider digital platforms like Wise. A little research makes a difference in your budget — and helps you avoid unnecessary hassles.
This guide was created based on real experiences, consultations with financial experts, and data updated in 2025. If you want to travel to Manaus with financial security, use this information to save money and avoid surprises. Share it with other travelers and keep planning your trip smartly.
Where to withdraw money from ATM24h in Brazil
To make the most of money exchange in Manaus, bring cash. This ensures a smooth and amazing experience. In some places, it is essential for you to buy food, get around, pay for attraction tickets, and more.
See in the table below some 24-hour ATMs in the regions mentioned in this article:
| Where | Location |
| Aeroporto de Manaus | See all locations here |
| Tryp by Wyndham Manaus | See all locations here |
| Da Vinci Hotel & Conventions | See all locations here |
| Novotel Manaus | See all locations here |
| Aeroporto de Guarulhos – São Paulo | See all locations here |
About Brasil ATM
At Brasil ATM, we see Brazil as a place full of unique beauty and fascinating culture. Our platform, supported by the global brand ATM24h, reflects our love for Brazil. We aim to inspire travelers to explore its wonders in a safe and informed way.
We provide accurate, up-to-date, and inspiring information in three languages, so you have everything you need to plan your trip with confidence. And we offer everything for travelers: travel guides, detailed itineraries, and planning tips.
Our goal is to help create memories that last. We want to showcase Brazil’s natural and cultural beauty. Explore famous destinations like Rio de Janeiro and São Paulo, and also discover hidden gems like Lençóis Maranhenses and Fernando de Noronha. We’re here to help you make the most of your trip.
Did you like this article? Read more about Manaus:
- Best hotels in Manaus
- Best Hotels in the Amazon Rainforest
- Is Manaus Safe?
- The Best Boat Tours in Manaus
Frequently asked questions:
Yes, as long as you present a valid passport. Exchange offices authorized by the Central Bank require an official photo ID. Learn how to exchange money in Manaus with Brasil ATM.
Yes, but acceptance is limited, and the exchange rate is usually less favorable compared to dollars or euros. See how to save on money exchange in Manaus with Brasil ATM.
Yes. The limit is R$10,000 per transaction for individuals. Amounts above that require proof of origin. Check all the rules for exchanging money in Manaus with Brasil ATM.
Bringing cash is cheaper due to the lower IOF tax and the possibility of negotiating rates. Understand the best exchange option in Manaus with Brasil ATM.
Some do, but the IOF tax is 3.5% — higher than using cash or digital transfers. Find out how to pay less on money exchange in Manaus with Brasil ATM.
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