Knowing how to withdraw money in Brazil is essential to avoid hassle and unnecessary expenses. Whether for daily use, travel, or emergencies, quick access to your money makes all the difference.
Many people still face difficulties when trying to make a withdrawal, either due to lack of information or not knowing all the available options. Banks, ATMs, banking correspondents, and even your mobile phone can help in the process.
In this guide, Brasil ATM explains clearly and directly the best methods to withdraw money in Brazil. You’ll learn how to avoid high fees, where to find 24-hour ATMs, and which alternatives are the safest.
It doesn’t matter if you’re in downtown São Paulo or a small countryside town—there are solutions for every situation.
In this article, you’ll find:
- How to withdraw money in Brazil
- Tips to withdraw money safely in Brazil
- Where to withdraw money from ATM24h machines in Brazil
- Frequently asked questions
How to withdraw money in Brazil
Having access to your money when you need it is easier than it seems, but it’s important to understand the available options. In Brazil, there are several ways to make withdrawals, each with its own rules and benefits.
Whether through ATMs, mobile apps, or bank correspondents, understanding how these methods work helps avoid surprises. I’ll show you the most practical and secure ways for you to withdraw your money without hassle.
ATM Withdrawals
Withdrawing money from ATMs in Brazil is one of the most convenient options, especially for those visiting the country. ATM24h is among the most accessible, available in many strategic locations.
The process is simple and generally follows the same pattern across most banks. Just insert your card, enter your PIN, and select the withdrawal option. Machines also offer operations in English or Spanish, making it easier for foreigners.
How ATM withdrawals work
- Insert your international debit or credit card
- Select your language (available on all ATM24h machines)
- Enter your PIN and choose “Withdrawal”
- Enter the desired amount (within the permitted limit)
- Take your cash and don’t forget your card
Withdrawal limits vary depending on your card issuer and the ATM network. Foreigners should be aware of exchange rates and potential extra fees for international withdrawals.
Banks with the Largest ATM Networks in Brazil
Brazil has an extensive ATM network, with some banks being more widely available:
- ATM24h: Independent network in strategic locations, thought exclusively for foreigners
- Banco do Brasil: Broad presence, including smaller towns
- Itaú: Good urban coverage with modern terminals
- Bradesco: Extensive network with many 24-hour ATMs
- Santander: Present in major urban centers
For international visitors, ATM24h can be particularly useful due to its availability in tourist areas and extended hours. The network accepts major international cards such as Visa, Mastercard, and American Express.
Before your trip, check with your bank which ATM networks they partner with in Brazil. This can help reduce fees and ensure safer transactions. Some foreign banks even offer free withdrawals from certain ATM networks.
Withdrawal via Bank App (PIX and TED)
In Brazil, banking apps have revolutionized how we handle money. For foreigners needing to withdraw cash, PIX and TED are efficient options that eliminate the need to wait in line at bank branches.
PIX, in particular, has become the preferred method among Brazilians due to its instant nature. Within seconds, you can transfer funds between accounts and then withdraw from any compatible ATM.
How to withdraw money via PIX
- Open your international bank app (if it offers PIX)
- Register a PIX key (CPF, email, or phone number)
- Transfer funds to a trusted Brazilian account
- With the money in the local account, withdraw from an ATM24h.
The advantages of PIX are clear:
- 24/7 operations, including weekends and holidays
- Instant transfers with no extra fees
- Ability to use simple information as a key
Withdrawal via TED to third-party accounts
When PIX isn’t available, TED is a reliable alternative. It’s ideal for transfers between different banks or when sending larger amounts.
TED has some particularities:
- Usually involves fees (varies by bank and amount)
- Only works on business days during banking hours
- May take up to one business day to clear
For foreigners, it’s worth checking if your home bank allows TED transfers to Brazilian accounts. Some international institutions have partnerships with local banks that make this process easier.
ATM24h machines accept withdrawals from Brazilian accounts that received funds via PIX or TED. Just use the card linked to the destination account at the ATM.
Before choosing a method, check the exchange and conversion rates. Some banks charge additional fees for international operations, even when the money is already in a Brazilian account.
Withdrawals at Lottery Shops and Banking Correspondents
For those who need to withdraw money in Brazil without using ATMs, lottery shops and banking correspondents are reliable alternatives. These places are spread across the country, even in smaller towns where traditional banks may not be present.
Lottery shops accept withdrawals from bank accounts and also from some social benefits. The process is simple and doesn’t require a physical card, only identification documents.
How to withdraw money at lottery shops
Required documents:
- ID or passport (for foreigners)
- CPF or benefit number (when applicable)
- Bank account proof (in some cases)
Limits and fees:
- Daily withdrawals up to R$ 3,000.00 (amount may vary)
- Fees range from R$ 2.00 to R$ 8.00 per transaction
- Opening hours usually from 8:00 a.m. to 5:30 p.m.
Banking correspondents
Many retail businesses also offer withdrawal services in Brazil. Supermarkets, pharmacies, and exchange offices provide this service in partnership with banks.
Main places to withdraw without a card:
- Banco24Horas network (available in many stores)
- Authorized exchange offices
- Some pharmacy chains and gas stations
Banco24Horas ATMs can also be found in some of these commercial establishments. The advantage is that these spots often have more flexible hours than traditional banks.
For foreigners, exchange offices are especially useful. Besides withdrawals, they also allow currency exchange to Brazilian reais, often with better rates than airport kiosks.
Before heading out, check your bank’s website to see which correspondents are authorized. Some networks have different withdrawal limits for partner locations.
International Withdrawal (for foreigners or travelers)
For international visitors who need to withdraw money in Brazil, there are safe and convenient options. Foreign cards and money transfer services are the most common solutions for tourists and business travelers.
Brazil has a good network of ATMs that accept international cards. ATM24h is the most reliable option for those seeking convenience and safety.
International credit and debit cards
How it works:
- Insert your Visa, Mastercard, or Amex card into a compatible ATM
- Choose your language (many terminals offer English)
- Select the withdrawal option and enter the amount in Brazilian reais
What to watch for:
- Exchange rates of the day (always confirm first)
- Additional fees charged by your bank for international withdrawals
- Daily limits set by the issuing bank
ATM24h machines offer the best rates for foreign cards. You can also find them in hotels and airports.
Services like Western Union and MoneyGram
For those who prefer to receive money from family or friends abroad:
Advantages:
- Available at thousands of locations in Brazil
- Delivered in Brazilian reais, no need for conversion
- Option to receive in cash or deposit into a local account
How to use:
- Ask the sender to transfer funds via the Western Union or MoneyGram website/app
- Choose the cash pickup option
- Bring your passport and the transaction number to a service point
Many lottery shops and banking correspondents offer these services. The withdrawal can often be made the same day, depending on the transfer time.
For larger amounts, consider opening a temporary account at a Brazilian bank. Some institutions offer specific accounts for foreigners with valid documents.
Before your trip, inform your bank about your travel to Brazil. This helps avoid fraud alerts and card blocks. Some travel cards offer special rates for international withdrawals.
Withdrawals at ATM24h machines
ATM24h terminals are a practical option for withdrawing cash in Brazil at any time. This independent network is available in strategic locations like shopping centers, gas stations, and commercial areas.
What sets ATM24h apart:
- 24/7 availability
- Accepts major international cards
- Simple interface with language options
- Competitive withdrawal fees
To use ATM24h machines:
- Insert your debit or credit card
- Choose your preferred language
- Enter your PIN and select “Withdrawal”
- Enter the desired amount (within the limit)
- Check the exchange rate before confirming
- Take your money and your card
Why foreigners benefit from ATM24h:
- Many machines offer English instructions
- Located in tourist areas and city centers
- Useful alternative when banks are closed
Cardless Withdrawals (Biometrics and Apps)
Brazil is among the countries that most widely adopt cardless withdrawal technologies. This innovation helps those who forget their card at home or prefer safer ways to withdraw money in Brazil.
Biometrics and QR codes are the main alternatives. They eliminate the need for a physical card and reduce cloning risks.
Biometric Withdrawals
Some Brazilian banks already allow withdrawals using only your fingerprint:
- Banco do Brasil
- Caixa Econômica Federal
- Bradesco
- Itaú
How it works:
- Register your fingerprint in your bank’s app
- Find an ATM with biometric access
- Select the “Fingerprint Withdrawal” option
- Authenticate with your fingerprint
- Enter the amount and collect your cash
Foreigners need to have a local bank account to use this feature. Biometric withdrawals usually follow the same limits as traditional withdrawals.
QR Code or App Code Withdrawals
Digital banks have popularized this method:
- Nubank
- PicPay
- Inter
- Mercado Pago
Steps to withdraw without a card:
- Open your bank’s app
- Generate a code or QR Code for withdrawal
- Scan it at a compatible ATM
- Enter the amount and confirm the transaction
Advantages of cardless withdrawals:
- More secure (no need to insert a card)
- Available 24/7 at ATMs
- Quick and intuitive process
Before traveling, check if your home bank offers similar solutions for use in Brazil. Some international fintechs have partnerships with local networks.
For those who prefer not to carry cards, these options offer convenience and peace of mind during the trip. The trend is for more and more ATM24h machines to adopt these technologies.
Tips for Withdrawing Money Safely in Brazil
When you need to withdraw cash in Brazil, a few basic precautions can make a big difference in protecting your finances. Safety should always come first, no matter which method you choose.
Always prefer ATMs in busy, well-lit locations. ATM24h terminals in malls and airports are generally safer than isolated machines on quiet streets.
Where to withdraw with more peace of mind:
- Inside shopping malls
- At bank branches (even after hours)
- In supermarkets and 24h establishments
- Hotels and airports
Essential precautions when using ATMs:
- Cover the keypad when entering your PIN
- Check for any strange devices on the card reader
- Avoid help from strangers near the ATM
- Prefer daytime for larger withdrawals
Most common scams include:
- Skimmers (devices that copy your card data)
- People trying to distract you to commit fraud
- Suspicious “help” offered at the ATM
At ATM24h terminals, always check:
- If the card reader looks original
- If the keypad is secure (not loose)
- If there are security cameras around
For extra protection:
- Enable bank notifications for each withdrawal
- Set daily limits in your banking app
- Consider using a separate travel card
When using an international card in Brazil:
- Notify your bank about the trip in advance
- Have a quick contact number to block your card
- Write down your bank’s emergency numbers
If you notice anything unusual at the ATM, cancel the transaction and look for another terminal. ATM24h machines are regularly maintained, which helps reduce the risk of fraud.
Remember that no bank employee will ever ask for your PIN. If in doubt, always use your bank’s official app for assistance.
For travelers in Brazil, these precautions help ensure a smooth experience when withdrawing cash. The ATM24h network provides safe options when you need convenience and protection.
Where to Withdraw Money from ATM24h Machines in Brazil
To make the most of your trip to Brazil, carry some cash with you. It ensures a smooth and enjoyable experience. In certain areas, it’s essential for food, transportation, entrance fees, and more.
See the table below for some ATM24h locations in the regions mentioned in this article:
| Where | Location |
| Guarulhos Airport – São Paulo | See all locations here |
| Congonhas Airport – São Paulo | See all locations here |
| Curitiba Airport | See all locations here |
| Brasília Airport | See all locations here |
| Florianópolis Airport | See all locations here |
Get to Know Brasil ATM
At Brasil ATM, we see Brazil as a land of unique beauty and fascinating culture. Our platform, supported by the global brand ATM24h, reflects our love for Brazil. We aim to inspire travelers to explore its wonders safely and with confidence.
We provide accurate, up-to-date, and inspiring content in three languages, so you have everything you need to plan your trip with ease. From travel guides and detailed itineraries to helpful tips — we’ve got you covered.
We want to help you create lasting memories. From natural landscapes to rich cultural heritage, we highlight the best of Brazil. Visit iconic places like Rio de Janeiro and São Paulo, and discover hidden gems like Lençóis Maranhenses and Fernando de Noronha. We’re here to help you enjoy your journey to the fullest.
Also read:
- The safest cities in Brazil
- Is Brazil Safe for Women Traveling Alone?
- How to Stay Safe in the Amazon Rainforest
- The best hotels in Manaus
Frequently asked questions:
You can withdraw cash from ATMs, lottery shops, banking agents, or via transfers like PIX and TED. Foreigners can also use international cards or services such as ATM24h. Find the best ways to withdraw money in Brazil with Brasil ATM.
Just insert your card into a compatible ATM (like ATM24h), enter your PIN, and select the amount. Other options include PIX, TED, or withdrawing at lottery shops with ID. Learn all the withdrawal methods in the complete guide from Brasil ATM.
Insert your card, select your preferred language (many machines offer English and Spanish), enter your PIN, and choose “Withdraw.” ATM24h machines are a great option — they accept international cards 24/7. Check on Brasil ATM where to find these machines safely.
For ATMs: your card and PIN. For lottery shops: a valid ID (RG or passport) and CPF. Foreigners should check exchange rates for international withdrawals. Brasil ATM explains all document requirements and steps by method.
ATM24h machines are located in strategic spots like malls, airports, and gas stations. Many offer instructions in English and accept international cards. Check the Brasil ATM website for the closest locations along your route.
Yes, as long as you use ATMs in busy areas (like ATM24h machines in malls), cover the keypad when entering your PIN, and avoid help from strangers. Brasil ATM offers exclusive safety tips for secure withdrawals anywhere in the country.
